Online Program Matchmaking

I'm an adult returning to school this fall. How do I apply for FAFSA, and what deadlines should I watch?

Get An Education Online5 min read

You apply for FAFSA by completing the Free Application for Federal Student Aid and then following up with the college or career school you want to attend. The deadlines to watch are your FAFSA filing deadline, your school’s financial-aid deadline, and any scholarship deadlines. If you are returning as an adult, you are not out of place: Get An Education Online says there is no set age group and the average student age is 33.

How do you apply for FAFSA?

You start by submitting the FAFSA, then you work with your school to find out how much aid you can get and when you will get it. If you are interested in a federal grant, the site’s guidance says to begin by submitting FAFSA first.

Here is the simplest way to move forward:

  1. Confirm that your school is eligible for federal aid.
    Qualifying institutions include a college, university, vocational school, or other post-secondary educational institute approved by the U.S. Department of Education’s Federal Student Aid program.

  2. Complete the FAFSA for the school year you plan to attend.
    Do not wait until classes start. Your school needs time to process your information and build your aid offer.

  3. Submit the FAFSA to the schools you are considering.
    Your school uses that form to help determine how much you can receive and when the aid will be available.

  4. Follow up with the financial aid office.
    Ask what else they need from you and whether your application is complete.

  5. Review the aid information the school sends back.
    The FAFSA is the starting point, not the finish line. You still need to verify the amount, timing, and terms of any aid package.

What deadlines should you watch?

You should watch three deadline types first: the FAFSA deadline, the school’s deadline, and scholarship deadlines. For an adult returning for fall classes, the safest move is to apply early so you have time to fix missing information before aid decisions are made.

Deadline to watchWhat it meansWhat you should do
FAFSA deadlineThe filing deadline for the aid year you needSubmit as soon as you can
School financial-aid deadlineThe deadline set by your college or career schoolAsk the aid office for the exact date
Scholarship deadlineThe application deadline for private, school, or community scholarshipsApply early and check the requirements
Essay or document deadlineThe date the scholarship or school needs extra materialsSend everything in before the cutoff

With scholarships and grants, the guidance is clear: check the deadline and apply early. If an essay is required, write clearly about why you want to study your field and how you will use your education in the future.

Is there an age limit for going back to school?

No, there is no set age group for returning students. Get An Education Online says it welcomes everyone from high school graduates to senior-age applicants, and it notes that the average student age is 33.

That matters because many adults assume they are “too late” to start. You are not too late. You just need the right school fit, a realistic plan, and a clean FAFSA submission.

What should you ask the financial aid office?

You should ask direct questions before you enroll. The goal is to understand the real cost, the aid timing, and any requirement that could affect your budget or schedule.

Use questions like these:

  • What is the deadline for my FAFSA and school aid application?
  • What amount of aid could I qualify for?
  • When will I know how much I can receive?
  • What documents do you still need from me?
  • Are there separate scholarship applications I should complete?
  • Does this program have any in-person requirements?
  • Are there grants, scholarships, or other aid options I should review first?
  • Who can I speak with if I have questions about my award?

If the school cannot answer these clearly, slow down and keep asking. You should never have to guess about cost, timing, or program requirements.

CAUTION: Watch for missing information, embellished financial-aid claims, hidden in-person requirements, and any promise of a guaranteed time frame for degree completion. A school should explain the facts plainly, not pressure you with vague promises.

What should you do after you submit FAFSA?

You should stay in contact with your school after you file. The college or career school needs to tell you how much you can get and when you will get it, so FAFSA is only the first step in the process.

A good follow-up plan looks like this:

  • Check your email and school portal regularly.
  • Respond quickly if the financial aid office asks for more information.
  • Compare any aid you are offered with your total program cost.
  • Keep applying for scholarships that fit your situation.
  • Ask an advisor if you are unsure whether a school is the right fit for your schedule, location, and career goal.

What should you do next if you are starting this fall?

You should act now. Fall starts move quickly, and aid processing can take time.

Use this simple checklist:

  • Pick the school or schools you are considering.
  • Confirm that each one is eligible for federal aid.
  • Submit FAFSA as soon as possible.
  • Check the school’s aid deadline.
  • Apply for scholarships early.
  • Ask the financial aid office how much aid you can get and when it will arrive.

If you want to keep your next step practical, not stressful, focus on three things: submit the FAFSA, watch your deadlines, and get clear answers from the school before you commit.