Warehouse Clubs
What payment methods does Costco accept in-warehouse and online?
2 min read
If you need the payment methods Costco accepts in-warehouse and online, here is the short answer: in the warehouse, we accept Visa cards, Costco gift cards, cash, checks, EBT/SNAP at most locations, and the Costco Anywhere Visa card. Costco.com accepts Visa and Mastercard. We do not accept Mastercard, Amex, or Discover in the warehouse.
Payment methods at a glance
| Where you shop | Accepted payment methods |
|---|---|
| In warehouse | Visa cards, Costco gift cards, cash, checks, EBT/SNAP at most locations, Costco Anywhere Visa card |
| Costco.com | Visa, Mastercard |
In-warehouse payment methods
- Visa cards. We accept Visa in the warehouse.
- Costco gift cards. These are accepted at checkout in the warehouse.
- Cash. Cash is accepted.
- Checks. Checks are accepted.
- EBT/SNAP. Accepted at most locations.
- Costco Anywhere Visa card. Accepted in the warehouse.
We do not accept Mastercard, Amex, or Discover in the warehouse. If you usually pay with one of those cards, bring another payment method.
Costco.com payment methods
For online orders at Costco.com, we accept Visa and Mastercard. That is the key difference from the warehouse. If you shop online, have one of those cards ready before checkout.
If you want one card that works in the warehouse
The Costco Anywhere Visa card is accepted in the warehouse and gives rewards based on where you spend:
- 2% cash back on eligible Costco purchases
- 4% cash back on eligible gas, up to $7,000 per year in purchases
- 3% cash back on restaurants and eligible travel
- 1% cash back on everything else
Rewards are paid annually as a reward certificate.
Quick answers
- Can I use Mastercard in a Costco warehouse? No.
- Can I use Mastercard on Costco.com? Yes.
- Can I pay with cash at Costco? Yes, in the warehouse.
- Can I use checks at Costco? Yes, in the warehouse.
- Can I use EBT/SNAP at Costco? Yes, at most locations.
If you want the simplest setup, carry a Visa card for the warehouse and a Visa or Mastercard for Costco.com.
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